The World's First AI-Powered Open-Finance Payments Platform

Open-Finance
Infrastructure
for the Future

Payments platform built on machine learning and open-finance foundations. Empowering businesses with intelligent payment solutions, real-time affordability checks, and predictive analytics—all powered by A.I.

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PSD2 Compliant
Bank-Grade Security

Solutions for Every Scale

Tailored solutions that grow with your business, from startups to enterprises.

Enterprise & Government

Enterprise-grade infrastructure designed for scale, compliance, and security. Trusted by governments and Fortune 500 companies.

  • Multi-region deployment with 99.99% uptime SLA
  • Advanced compliance tools (GDPR, PCI-DSS, SOC 2)
  • Dedicated support team with 24/7 availability

Business & Individual

Powerful yet simple solutions for growing businesses and entrepreneurs. Get started in minutes, scale to millions.

  • Quick integration with comprehensive SDKs
  • Real-time analytics and insights dashboard
  • Pay-as-you-grow pricing with no hidden fees

Built for Scale

Enterprise-grade infrastructure with developer-first design principles.

Lightning Fast

Process thousands of transactions per second with sub-100ms latency. Built on modern infrastructure for peak performance.

Bank-Grade Security

Enterprise-level security with end-to-end encryption, fraud detection, and compliance with global standards.

Easy Integration

Simple REST API with comprehensive documentation, SDKs for popular languages, and interactive code examples.

Advanced Data Engineering

Real-time data pipelines, ETL processes, and advanced analytics infrastructure for actionable insights and decision-making.

🏆 Industry First

About Opendeck

We are the world's first ML-powered open-finance payments platform, revolutionizing the future of payments by combining machine learning intelligence with robust open-finance infrastructure. Our platform enables businesses of all sizes to create innovative, secure, and intelligent payment solutions.

Our mission is building an inclusive context aware payments platform.

99.9%
Uptime
50+
Countries
1M+
Transactions
About Opendeck
📚 Payment Services Education

Understanding Payment Services

Important information about payment services, your rights, and how to use our platform safely and securely.

How Payment Services Work

  • Open Banking allows secure access to your bank account information
  • Payments are processed securely through PSD2-compliant APIs
  • You maintain full control and can revoke access at any time
  • All transactions are encrypted and protected by bank-grade security

Security Best Practices

  • Never share your banking credentials or passwords with anyone
  • Always verify you're on the official Opendeck website before connecting accounts
  • Review your transaction history regularly and report any suspicious activity
  • Use strong, unique passwords and enable two-factor authentication when available

Your Rights & Protections

  • You have the right to cancel any payment authorization at any time
  • Unauthorized transactions are protected under PSD2 regulations
  • You can dispute transactions and request refunds for unauthorized payments
  • Your personal data is protected under GDPR and UK data protection laws

Fees & Charges

All fees and charges are clearly disclosed before you authorize any payment. We are transparent about:

  • • Transaction fees (if applicable)
  • • Service charges for specific payment types
  • • Currency conversion fees (for international transactions)
  • • Any recurring subscription fees

You will always be informed of all charges before completing a transaction.

If Something Goes Wrong

If you notice an unauthorized transaction or have concerns about your account:

  1. Contact us immediately at support@opendeck.co.uk or call +44 7841590622
  2. Contact your bank to report the unauthorized transaction
  3. Review your transaction history to identify all affected transactions
  4. Change your passwords and revoke any suspicious account connections

Important: Under PSD2, you must report unauthorized transactions within 13 months to be eligible for a refund.

Data Protection & Privacy

How We Protect Your Data

  • End-to-end encryption for all financial data
  • GDPR and UK data protection law compliance
  • We never store your banking passwords or PINs
  • Regular security audits and compliance checks

Your Privacy Rights

  • Right to access your personal data
  • Right to correct inaccurate data
  • Right to delete your data (subject to legal requirements)
  • Right to object to processing of your data

For more information, please review our Privacy Policy and Terms of Service.

We comply with PSD2, PSD3, GDPR, and all applicable UK financial services regulations

Ready to Get Started?

Join thousands of businesses already using Opendeck to power their financial infrastructure.

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